Let’s be honest.
Nobody gets excited about paying a deductible. You just filed an insurance claim. Your roof’s leaking. You’re already stressed. Then someone drops the line:
“Don’t worry—we’ll cover your deductible.”
Sounds like a win, right?
Not so fast.
Here’s the Truth
Your deductible isn’t a suggestion. It’s a contract. It’s the part you agreed to pay when you signed your policy. It’s how the system stays honest.
So yes—you’re legally required to pay it.
And when a contractor says they’ll make it disappear? What they’re actually saying is:
“Let’s commit insurance fraud together.”
Yikes.
But Everyone’s Doing It… Right?
That doesn’t make it legal.
In Kentucky, it’s a crime to fudge numbers, fake estimates, or inflate an invoice just to wipe away your deductible. Even if it’s “normal” in the industry, it’s still wrong. And it puts you—yes, you—at risk.
Because here’s the deal: if someone’s willing to lie to your insurance company... what else are they cutting corners on?
We Don’t Play Games—We Play it Straight
At UnderCover Roofing, we’re not trying to be the cheapest—we’re trying to be the most trusted.
We’re not going to risk your home, your claim, or our reputation with shady practices. We’ll help you understand your policy. We’ll show you where every dollar is going. And we’ll stand behind our work long after the job is done.
Because what protects your family should come from people who care.
How We Actually Help
We get it. $1,000, $2,500—that’s real money. So we built real solutions:
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Option 1: Pay in full. Get two free gutter cleanings. Simple and done.
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Option 2: 6-month split payments. Get a free cleaning when you're done.
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Option 3: Spread it over 12 or 24 months. Still get a discount on future services.
No hidden fees. No smoke and mirrors. Just a plan that respects your budget and your integrity.
The Bottom Line
You don’t need a roofer who cuts corners.
You need one who stands with you—even when it rains.
We’ll never pressure you. Never mislead you. Never ghost you after install.
We’re not here to sell you a roof.
We’re here to shelter you from the storm.