Roof replacement in Lexington & Cincinnati/NKY.

Run by a former insurance agency owner and a 15-year home builder.

Rear of a two-story brick home with a new gray shingle roof, new two-tone gutters and flashing, a screened porch and deck, under a blue sky
Roof, gutters and flashing · Lexington · Oct 2026

Has a storm hit your house?

See your home’s storm history. No email or phone number needed.

Kentucky and Ohio addresses. Pick yours from the list.

The lookup runs in your browser (address suggestions come from Google Maps). Your address isn’t sent to us unless you ask for an inspection or the PDF.

Storm check

Storm reports near you

Read this first. These reports show storms reported near your address, not damage to your roof. An inspection tells you for sure. Spotter reports are approximate.

Source: NOAA Storm Prediction Center / National Weather Service storm reports.

What adjusters look at

Hail

  • Bruised or fractured shingles. A soft spot or a break in the mat, not the worn spots of age.
  • Granule loss in a pattern where hail hit, not even wear everywhere.
  • Dented soft metals: gutters, downspouts, vents, flashing.

Wind

  • Lifted, creased or torn tabs. A crease stays even after the shingle lies flat.
  • Missing shingles and debris that hit the roof.

Both

  • The date of loss: does what’s up there fit the storm you report?
  • The whole roof, not the worst shingle, and storm damage versus age and wear. More on this.

Before you call your carrier

  1. Not sure there’s damage? Find out first. Asking for an adjuster opens a claim, even if they pay nothing.
  2. Water coming in? Call your insurance company right away and keep it from getting worse.
  3. Write down the storm date and take photos from the ground. Stay off the roof.
  4. Find your wind and hail deductible on your declarations page.
  5. Check your policy’s deadline for reporting a loss.
  6. Do the math before you file. How to run the numbers.
Have us check for damage

Insurance gives you a limited window to file after a storm. We’ll text you when a storm strong enough to damage a roof hits near you, so you don’t miss it.

What happens after you call.

An inspection, a straight answer with photos, then a roof built and documented. The decision stays yours.

  1. A thorough inspection.

    Roof, flashing, ventilation and attic, with a photo of every finding.

  2. Straight answers and options.

    Plain language. Standard and FORTIFIED priced side by side.

  3. Built and documented.

    Most roofs take 1 to 3 days. Photo record and warranty paperwork at the walkthrough.

Four rules. Every job.

  • Tell the truth.If it doesn’t need replacing, we say so.
  • Document everything.Every layer photographed before it’s covered.
  • Communicate clearly.You always know what’s next, and who to call.
  • Own the outcome.If something goes wrong, we make it right.

Owned and run by an insurance insider and a home builder.

  • Christian Moore, co-founder of UNDERCOVER Roofing

    Christian Moore15 years in insurance. Owned a large local agency.

  • Addam Lewis on a roof ridge during an inspection

    Addam Lewis15 years in construction.

CertainTeed ShingleMaster · 10-year workmanship warranty on every roof

Schedule your inspection

Talk to Christian or Addam directly: (859) 300-0710

Rated 5.0 on Google.

Google

We had a wonderful experience with UnderCover Roofing!! They were very knowledgeable and helpful with the insurance process (Christian worked in insurance previously). They were also very honest about some items that were not quoted correctly in the original contract and adjusted the additional cost in a way that was very fair/appropriate. I would highly recommend them to anyone needing to replace their roof!

Kendra K.Google review
Google

I recently had UnderCover replace our roof, and we couldn’t be happier with the results. From the initial inspection with Christian to the final walkthrough with Adam their team was very professional and transparent. We received a fair, detailed quote and there were no surprises. They communicated every step of the way. The crew was efficient, completing the job in one day! They took great care to protect my landscaping. They really did an amazing job of the cleanup. I feel very blessed that we have our new roof it made our home look very nice. I highly recommend UnderCover Roofing.

Vickie W.Google review
Google

I had a great experience with Undercover Roofing. The workers were kind and always arrived on time, which made the whole process smooth. Christian and Addam were both super easy to talk to and easy to get a hold of if I had farther questions. I’d definitely recommend them to my family and friends — the company is truly exceptional.

Stacy C.Google review
Google

Undercover Roofing just replaced my roof and did an excellent job. Their professionalism and communication was top-notch. Their workers were amazing. They knew exactly what they were doing. I was super impressed with their cleanup and their timely response in this huge job. I very rarely recommend companies anymore, but I was here for the entire process and witnessed the work ethics of the workers and the owners and highly recommend them if you have any Roofing jobs. They did an outstanding job and staying in touch with me the entire time Christian and Addam were both professional and amazing. I highly recommend this company.

Teresa S.Google review
Google

Adam Louis and Taylor Davis are some of the best people to work with. Great communication through the whole process and broke everything down easy to understand what was being done or needed to be done.

Adam's team came in early in the morning and worked fast and efficient getting the new roof put on just about a half of day. The yard was cleaned up nice and no signs they where here except for the advertisement sign in the front yard.

I would highly recommend undercover roofing just alone the price and honestly of these guys won me over.

Joshua F.Google review
Google

Christian and Addam were so kind and attentive to what we could afford. It was a pleasure meeting and doing business with them. The new roof looks awesome and the workers did a great job. I am happy to recommend them!

Dee M.Google review

See our work before you hire us.

Recent roof replacements in Lexington and Northern Kentucky. Drag the handle, or use the arrow keys, to compare.

  • After: the same home from the same rear drone angle with a new light-gray shingle roof
    Before: rear drone view of a brick and white-sided home with a worn dark shingle roof above the patio and pool

    Richmond, KYRetail replacementCompleted Jul 2026

    Retail replacement

    Worn dark shingles torn off and replaced with a new light-gray roof.

  • After: the same home with a new charcoal shingle roof
    Before: two-story brick colonial with a weathered brown shingle roof, seen from the front

    Lexington, KYFORTIFIED roof · SKH grantCompleted Aug 2026

    FORTIFIED roof

    Weathered brown shingles torn off to the deck. New charcoal roof with synthetic underlayment, new drip edge and new chimney flashing.

    Built through Strengthen Kentucky Homes, the state’s FORTIFIED roof grant program. About the grant

  • After: the same top-down view with the new roof
    Before: top-down drone view of a brick and vinyl home with a dormer and its old roof

    Lexington, KYInsurance claimCompleted Oct 2026

    Insurance claim

    Full tear-off to the deck, a new roof over the dormer and main slopes, and the yard cleaned up after.

  • After: the same hip roof with new charcoal shingles
    Before: large two-story hip roof with weathered brown shingles, seen from above the back

    Lexington, KYInsurance claimCompleted Oct 2026

    Insurance claim

    Large two-story hip roof: weathered brown shingles replaced with a new charcoal roof.

Where we work: Lexington, Georgetown, Nicholasville, Versailles, Richmond, Frankfort, Louisville and Cincinnati & Northern Kentucky.

Questions homeowners ask us most.

Is there a charge for the inspection?

No. We inspect the roof, photograph what we find and walk you through it. There’s nothing to sign, and you decide what happens next.

Do you handle insurance claims?

We handle the construction side: we document the damage and prepare an accurate scope. If you want us to, we take over all communication with your insurance carrier, and we’re at the adjuster meeting. How storm damage and insurance claims work

Is every UNDERCOVER roof FORTIFIED?

No. FORTIFIED is an upgrade you choose, built and documented to the IBHS standard. What FORTIFIED changes

How long does a replacement take?

Most take 1 to 3 days, depending on the roof and the weather. You’ll know the schedule and your project lead before work starts.

Do you offer financing?

Yes, through Hearth. See financing options

Schedule your inspection.

We inspect it, photograph what we find and tell you plainly what it needs.

There’s no charge for the inspection and nothing to sign. If the roof doesn’t need replacing, we’ll tell you.

  • NextDuring business hours, we usually call you back within minutes. Your roof is inspected within 48 hours. Want to reach us first? Text (859) 300-0710.
  • HoursMon–Fri 8am–6pm, Sat 9am–5pm

Prefer to call? (859) 300-0710

Schedule your inspection

What do you need?

Have you filed a claim yet?Storm damage only

Any answer is fine. It helps us prepare.

Where’s the house?

How do we reach you?

Best time to call Optional

We only use your information to schedule your inspection and respond to you.

There’s no charge for the inspection and nothing to sign. If the roof doesn’t need replacing, we’ll tell you.

Prefer to call? (859) 300-0710

$500 off your roof replacement when you pay directly.

For homeowners not using insurance. Applies to full roof replacements. Can’t be combined with an insurance claim or other offers.