
Roof replacement in Lexington & Cincinnati/NKY
Kentucky roof replacement from UNDERCOVER Roofing: Straight answers.
No pressure.
Run by a former insurance agency owner and a 15-year home builder.
What’s going on?
Not everyone is ready for a quote. Start where you are.
- StormA storm just came through.Run the free Storm Check →
- Aging roofMy roof is getting old.See what a replacement costs →
- LeakI have a leak.Call now: (859) 300-0710 →
- DamageI think I may have damage.Book a free inspection →
- ResearchI’m just researching.Read the Insurance Insider →
- QuestionI just have a question.Text us a question →
Don’t take our word for it.


Worn dark shingles torn off and replaced with a new light-gray roof.


Torn off to the deck. Synthetic underlayment, new drip edge and new chimney flashing.
Real customer roofs. Drag to compare. Every photo from our own job files.
Lexington, KY · same house
Storm hit?
From the street, the roof looks fine. The damage is on the back, where you can’t see it.
We photograph what the claim needs to see — then tell you what the roof needs.
Run the free Storm CheckThe Field FileFour reasons, in photographs
Why UNDERCOVER?
An insurance insider and a home builder, on your side of the table. Here’s what that looks like on your roof.
01See what we see
Impact markGranule lossPhotographed + shown to you
See what we see.
Every finding photographed and shown to you, shingle by shingle. You decide with your own eyes.
02Both sides of the claim
Insurance insider + builder.
15 years in insurance. 15 years building homes.
We understand the insurance process, and we understand the roof.


03Photo record + warranty
Document everything.
A photo record from inspection to final walkthrough, plus your warranty paperwork in one place.






04Your call, always
No pressure. Ever.
Straight answers, honest options, nothing to sign. If it doesn’t need replacing, we’ll tell you.

Areas we serve.
Central Kentucky, Louisville and Cincinnati & NKY. Tap a city.
What homeowners say.
They were very knowledgeable and helpful with the insurance process. They were also very honest about some items that were not quoted correctly in the original contract and adjusted the additional cost in a way that was very fair/appropriate.
Kendra K. · Google review
They were honest and upfront about everything. The price was right on target for everything we had done.
Rogie H. · Google review
Christian was patient in waiting on me to make my decision!
Mary M. · Google review
I turned it over to UnderCover Roofing on the day of our first appointment and the process went quickly and smoothly. Their crew was outstanding and demonstrated extreme care for our property and that of our adjoining neighbors.
Joni M. · Google review
We received a fair, detailed quote and there were no surprises. They communicated every step of the way.
Vickie W. · Google review
Christian and Addam were both super easy to talk to and easy to get a hold of if I had farther questions.
Stacy C. · Google review
I very rarely recommend companies anymore, but I was here for the entire process and witnessed the work ethics of the workers and the owners.
Teresa S. · Google review
Christian and Addam were so kind and attentive to what we could afford.
Dee M. · Google review
Roofs first. Gutters, windows and siding too.
- Roof replacementFull tear-off and a complete CertainTeed system.
- FORTIFIED roofingBuilt to the IBHS standard, third-party verified.
- Storm damageDocumented, scoped accurately, built right.
- Metal roofingStanding seam and exposed fastener.
- Gutters & guards6″ seamless only.
- SidingVinyl with Tyvek house wrap.
- WindowsAsk us during your inspection.
- CommercialLow-slope and steep-slope.
Common questions.
Do I need a new roof?
That’s what the inspection is for. We photograph every finding and show you. If it doesn’t need replacing, we’ll tell you.
Can it be repaired instead of replaced?
Sometimes. Isolated damage can be repairable, and we’ll tell you honestly when a replacement isn’t warranted. UNDERCOVER focuses on full roof systems, not repair work.
Should I file a claim?
Your insurance company decides coverage, based on your policy and its own inspection. We can’t promise an outcome. We document the damage first so you can decide with facts. How claims work
How long does replacement take?
Most take 1 to 3 days, depending on the roof and the weather. You’ll know the schedule and your project lead before work starts.
Do I need multiple estimates?
It’s smart to get them. Our written proposal is priced line by line so you can compare it with anyone’s.
What happens if you find bad decking?
We photograph it and show you before we replace it. Decking replacement is priced in your written proposal so there are no surprises.
What warranties do you provide?
A 10-year workmanship warranty on every roof, plus CertainTeed manufacturer coverage (SureStart PLUS 4-STAR with the Integrity Roof System and registration).
Is there a charge for the inspection?
No. We inspect, photograph what we find and walk you through it. Nothing to sign.
Do you offer financing?
Yes, through Hearth. See financing options
Ready when you are.
There’s no charge for the inspection and nothing to sign. If the roof doesn’t need replacing, we’ll tell you.
Mon–Fri 8am–6pm, Sat 9am–5pm
