Insurance Insider storm check

Type your address. You’ll see every hail, wind and tornado report the National Weather Service logged near your house in the last three years: the date, the size, and how far away it was. No name or phone number needed.

Kentucky and Ohio addresses. Pick yours from the list.

The lookup runs in your browser (address suggestions come from Google Maps). Your address isn’t sent to us unless you ask for an inspection or the PDF.

Storm check

Storm reports near you

Read this first. These reports show storms reported near your address, not damage to your roof. An inspection tells you for sure. Spotter reports are approximate.

Source: NOAA Storm Prediction Center / National Weather Service storm reports.

All reports, newest first

    What adjusters look at

    Hail

    • Bruised or fractured shingles. A soft spot or a break in the mat, not the worn spots of age.
    • Granule loss in a pattern where hail hit, not even wear everywhere.
    • Dented soft metals: gutters, downspouts, vents, flashing.

    Wind

    • Lifted, creased or torn tabs. A crease stays even after the shingle lies flat.
    • Missing shingles and debris that hit the roof.

    Both

    • The date of loss: does what’s up there fit the storm you report?
    • The whole roof, not the worst shingle, and storm damage versus age and wear. More on this.

    Before you call your carrier

    1. Not sure there’s damage? Find out first. Asking for an adjuster opens a claim, even if they pay nothing.
    2. Water coming in? Call your insurance company right away and keep it from getting worse.
    3. Write down the storm date and take photos from the ground. Stay off the roof.
    4. Find your wind and hail deductible on your declarations page.
    5. Check your policy’s deadline for reporting a loss.
    6. Do the math before you file. How to run the numbers.

    Want to know for sure?

    We look at the whole roof, photograph what we find, and tell you plainly: storm damage, normal wear, or nothing to report. There’s no charge for the inspection and nothing to sign.

    Schedule your inspection

    Insurance gives you a limited window to file after a storm. We’ll text you the day hail hits near you, so you don’t miss it.

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    Where these reports come from

    Every report here is public data from NOAA. Recent months come from the Storm Prediction Center’s daily storm reports, which are preliminary: trained spotters, emergency managers, the public and the National Weather Service phone them in as a storm happens. Older months come from the National Weather Service Storm Events Database, which is reviewed and finalized a few months later. We refresh the data daily.

    These reports show storms reported near your address, not damage to your roof. An inspection tells you for sure. Spotter reports are approximate, and a lot of storms are never reported at all, so no report near you doesn’t mean no storm.

    Coverage decisions are between you and your insurance company. We don’t decide them, and we don’t predict them.

    Schedule your inspection

    What do you need?

    Have you filed a claim yet?Storm damage only

    Any answer is fine. It helps us prepare.

    Where’s the house?

    How do we reach you?

    Best time to call Optional

    By submitting, you agree we can contact you about your request. Privacy policy.

    We only use your information to schedule your inspection and respond to you.

    There’s no charge for the inspection and nothing to sign. If the roof doesn’t need replacing, we’ll tell you.

    Prefer to call? (859) 300-0710