No damage today? We’ll watch your roof for you.

Insurance gives you a limited window to file after a storm. We’ll text you when a storm strong enough to damage a roof hits near you, so you don’t miss it.

We text when NOAA reports hail 1 inch or larger, wind of 58 mph or more, or a tornado within 5 miles of your house. One text per storm, nothing else. A storm report near you isn’t damage to your roof; an inspection tells you for sure.

Kentucky and Ohio addresses. Pick yours from the list.

The lookup runs in your browser (address suggestions come from Google Maps). Your address isn’t sent to us unless you ask for an inspection or the PDF.

Storm check

Storm reports near you

Read this first. These reports show storms reported near your address, not damage to your roof. An inspection tells you for sure. Spotter reports are approximate.

Source: NOAA Storm Prediction Center / National Weather Service storm reports.

What adjusters look at

Hail

  • Bruised or fractured shingles. A soft spot or a break in the mat, not the worn spots of age.
  • Granule loss in a pattern where hail hit, not even wear everywhere.
  • Dented soft metals: gutters, downspouts, vents, flashing.

Wind

  • Lifted, creased or torn tabs. A crease stays even after the shingle lies flat.
  • Missing shingles and debris that hit the roof.

Both

  • The date of loss: does what’s up there fit the storm you report?
  • The whole roof, not the worst shingle, and storm damage versus age and wear. More on this.

Before you call your carrier

  1. Not sure there’s damage? Find out first. Asking for an adjuster opens a claim, even if they pay nothing.
  2. Water coming in? Call your insurance company right away and keep it from getting worse.
  3. Write down the storm date and take photos from the ground. Stay off the roof.
  4. Find your wind and hail deductible on your declarations page.
  5. Check your policy’s deadline for reporting a loss.
  6. Do the math before you file. How to run the numbers.
Have us check for damage

Insurance gives you a limited window to file after a storm. We’ll text you when a storm strong enough to damage a roof hits near you, so you don’t miss it.

How the alerts work

Every night we pull the public storm reports from NOAA’s Storm Prediction Center and the National Weather Service. If hail 1 inch or larger, wind of 58 mph or more, or a tornado is reported within 5 miles of your address, you get one short text with the date, what was reported and a link to the report. Reply STOP any time and they end.

These reports show storms reported near your address, not damage to your roof. An inspection tells you for sure. Spotter reports are approximate.

Coverage decisions are between you and your insurance company. We don’t decide them, and we don’t predict them.

Schedule your inspection

What do you need?

Have you filed a claim yet?Storm damage only

Any answer is fine. It helps us prepare.

Where’s the house?

How do we reach you?

Best time to call Optional

We only use your information to schedule your inspection and respond to you.

There’s no charge for the inspection and nothing to sign. If the roof doesn’t need replacing, we’ll tell you.

Prefer to call? (859) 300-0710